Buying a Home in the Annapolis Area? Don't Let a Little Credit Repair Stand Between You and Your Dream Home

March 24th, 2008 Categories: Buyers, Real Estate News

This Free Class Will Take the Mystery out of Credit, Help You Repair Yours (If Necessary), and Raise Your Credit Score by as Much as 100 Points…in Just 45 Days!

As you’re probably aware, banks are being very careful these days with their loans, going over loan applications with a fine tooth comb. As our friend David Win of Mortgage Associates puts it, “Lenders are getting back to basics and looking at credit scores closer than ever.”

If you think marginal credit is hampering your ability to buy a home. Or, if you’re mystified by the whole credit thing - and who isn’t? - here’s help: a free class to be held at Keller Williams Select Realtors of Annapolis on April 2nd.

David and his colleague Ken Kingsbury, will be teaching the 1 1/2 hour class and they’ll be covering just about everything you ever wanted to know about credit scores and how they impact the home buying process. David deals with these issues day in and day out, so he’s well qualified to speak on the subject. Among other things, he’ll be discussing:

        -The factors that make up your credit score
        -How inquiries impact your credit score
        -Why blemished credit can cost you
        -How to increase your credit score

Imperfect credit is nothing to be ashamed of. It happens. But it’s not a lifetime sentence, either. You can make it better and this free class will get you headed in the right direction, quickly.

If you’d like to attend, just call me or send me an email and I’ll sign you up. We expect a good turnout. Come as our guest, and there’s no charge for the class. You’ll also get a free credit report, just for attending.

This class can help you put money in your pocket: that 100 point increase on your credit score that we mentioned above? If you took your score from 620 to 720, that could save you $121 per month on your mortgage, or $43,560 over the life of a 30 year fixed rate mortgage. That’s not peanuts.

This entry was posted on Monday, March 24th, 2008 at 3:01 pm and is filed under Buyers, Real Estate News. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.